Oak View Law Group is a law firm, registered with the California State Bar Association and the Better Business Bureau. We are a group of experienced attorneys, who will help you file for bankruptcy, guide you at every step of the bankruptcy procedure and ensure that your assets are risked minimally. We help you in stopping creditor harassment, wage garnishments, repossessions, foreclosures, lawsuits. We also specialize in services like Company Formation, Defamation Protection, Wills and Trust.

Bankruptcy Attorneys

Get help from experienced attorneys across almost all states in USA with bankruptcy filings.

J. H. Marman
Associate Attorney,
California

C. Palmer
Associate Attorney,
Illinois

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Bankruptcy Laws Overview

• Bankruptcy Law Overview
• Chapter 7 bankruptcy
• Chapter 13 bankruptcy
• State Bankruptcy Laws

Bankruptcy Information

• Bankruptcy Filing Fees
• How to file bankruptcy?
• The Automatic Stay
• The 341-Meeting
• Bankruptcy Questions
• Bankruptcy Terminologies

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Alternatives to bankruptcy

Bankruptcy is often that heart-wrenching decision you need to take when all the other options fail to remove your debt loads. But before you take that ultimate decision, do explore other debt relief options.
Following are some alternatives to bankruptcy that you can consider:

• Debt Consolidation: Debt Consolidation is a debt relief program where the debtor merges all his existing debts into a single debt, which he/she pays off at an interest lower than the combined interest of pre-consolidated debts. Since with debt consolidation, you pay off the entire borrowed amount, it harms your credit score minimally, unlike debt settlement and bankruptcy. You can also seek help of a competent debt consolidation attorney in your state, to get your debts consolidated. Learn more...
• Debt Settlement: Debt settlement is a debt reduction program where the creditor accepts a reduced sum from the debtor and it is regarded as full payment of the obligation. Debt settlement affects your credit score moderately. The effect is neither as little as debt consolidation nor as bad as bankruptcy. To make sure that your debt settlement process is legally sound, you can consult and seek help of an experienced debts settlement attorney in your state. Learn more...
• Debt Management: In a debt management program, a designated third party assists a debtor with repayment of his/her debts. The third party evaluates the debtor’s income and budget, and negotiates interest rates and payments with the creditors, in order to help the debtor pay off his/her obligations easily. Its effect on your credit score is same as that of debt settlement. The effect will be neither as little as debt consolidation nor as bad as bankruptcy. An efficient debt attorney is the best person to guide you through a debt management plan and help you learn about its legal nooks and corners. Learn more...
• Credit Counseling: Credit counseling is an elaborate program that educates consumers about how to avoid acquiring debts that cannot be paid off through debt management. It may also establish a planned method of debt relief, especially with the help of an effective debt management plan and debt negotiation. Using a credit counseling service solely for managing your budget, money and debts will not affect your credit score. However, using credit counseling for debt negotiation and having the case reported to the credit bureau will impact your score like debt settlement. Learn more...

If you find these options suitable enough to resolve your debt issues, you must consider these and get an easy way out of your debts!

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What clients are saying!

Dear Sandra and OVLG Staff,I want to say a heartfelt thank you to Sandra and the staff at OVLG. I was in debt and it was more than I could control. I called OVLG and was greatly reli... (Read More)
BY LGHelloDan Carter was very informative about the Oak View. He describes the format of the consolidation program and the options that I have. Also how much I co... (Read More)
BY KHDan Carter was the most professional and polite and understanding about the situation that I am with my debts that I have over my head with payday loans and he took his time  and ... (Read More)
BY CCHi,It has been an absolute pleasure working with Renee Davis. She is fast, efficient, and very informative. She has a very kind demeanor that makes it extremely easy t... (Read More)
BY KCHi, I just wanted to let you know that Mr. Dan Carter helped me out through out the whole process explaining each and evey step and he answer all the questions that i have. I really... (Read More)
BY RJI would like to thank Oak View Law Group and Sandra Gibson for assisting me with my debt solution. She has been very informative and patient towards my case. I feel closer to be de... (Read More)
BY SBPattie helped me settle over $11000.00 worth of debt in less than 2 years. I had tons of medical bills and had been laid off twice. I fell behind on my bills and they saved me from creditors const... (Read More)
BY MWI would like to take a moment to thank Oakview Law Group, and in particular Oscar Sanchez, who worked diligently, on my behalf, to negotiate with my creditors and help me on the road to becoming d... (Read More)
BY DMNita Baker I want to thank you and your law firm for all of the work you have done to get me out of the situation that I am in. I definitely have a sense of relief, like a b... (Read More)
BY JM