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  • Reduce your monthly payment
  • Reduce interest rates
  • Waive off late fees
  • Have single monthly payment
  • Reduce collection calls
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secure Why us?

Payday loan laws in Florida

For Lenders

Lending specifications:

  • Maximum loan amount: $500
  • Loan tenure: 7-31 days
  • Fees and finance charges: 10% of check + verification fee (max $5)
  • Finance charge on a 14-day $100 loan: $16.11
  • APR on 14-day $100 loan: 419%

Collection restrictions:

  • Collection fees: The charges imposed on the lender by any financial institution; lender not entitled to assume any damages.
  • Criminal procedures: Prohibited
For Borrowers

Debt limits:

  • Maximum no. of outstanding loans at a time: Single
  • Rollovers allowed: None
  • Cooling-off phase: 24 hours
  • Repayment plan: Available

Complaint cell:

  • Regulator: Florida Office of Financial Regulation
  • Address: Division of Securities and Finance, 200 E. Gaines Street Tallahassee FL 32399
  • Phone: (850) 410-9805
  • Fax: (850) 410-9748
  • Website: http://www.flofr.com/default.htm
  • Complaint cell: http://www.flofr.com/StaticPages/
    FileAComplaint.htm

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