Letter to the Credit Bureau Requesting for Re-Investigation and Verification of Debt

Are you troubled with a disputed item on your credit report? Is the item still appearing on your credit report even after you have received a verified response from the credit bureaus? If that is bothering you, then you can send a letter to the credit bureaus to bring the disputed item to their notice.

Here is a sample letter requesting for debt verification:

Your Name
Your Address

Name of the Credit Bureau
Credit Bureau's Address

Date

Dear Sir/Madam,

I sent you a letter requesting that you remove inaccurate items from my credit report on [insert date of request]. But I am very disappointed to discover that the disputed information still exists on my report.

I demand a formal description of the procedure adopted by you to verify this claim. I would also like to know the names of the businesses, the addresses, and phone numbers of all the entities/people who were contacted during the verification process. Under the Fair Credit Reporting Act, I have the right to be informed about all these details.

It is disappointing to find that a credit bureau does not maintain accuracy norms, despite a consumer's request for information verification. I request that you comply with the law and furnish me with all the required information that I am seeking, within a period of 15 business days.

I am resubmitting my request to expedite the verification procedure and look forward to hearing from you.

Sincerely,

[Your signature]

[Your Name]