Home > Client Education
FTC Facts & Basics of Bankruptcy
FTC facts for consumers on FDCPA English / Espanol.
FTC facts for consumers on pre bankruptcy requirements English.
Basics of bankruptcy English.
Creditor Harassment
About Creditor Harassment
As a bad debt grows, debt collection agencies seem to exert more and more pressure on the debtors in the form of creditor harassment. Although debt collection is legal, harassment by collection agencies is not! The FDCPA laws are like the cool shades that shelter the customers’ rights and offers protection to illegal debt collection tactics. Know more
Creditor Harassment – Fair Debt Collection Practices Act
The Fair debt practices act is a body of law that shelters the rights of the people from being harassed by the creditors. It ensures that all customers get an opportunity of getting a chance of paying back their debts in an organized manner rather than getting threats over the phone, or being falsely accused. Know more
How to deal with Creditor Harassment?
A creditor should be informed clearly in writing that the overall awareness of the fair trading guidance notes will prevent them from further harassing, and if they continue with the same, strict action will be levied. Know more
Frequently Asked Questions on Creditor Harassment
A debtor can come up with several questions in regard to creditor harassment. After listening to such abusive language over the phone, they are bound to get irate and it can happen that they are not able to endure the calls any more. They often come up with different questions like Know more
Terminologies on Creditor Harassment
There are certain terms related to creditor harassment which can be explained as follows: ACH: This term stands for automated clearing house, where payments can be periodically set up for the future Know more
Helpful resources to stop collection calls
Debt collection can result in creditor harassment which is illegal. There are proper Office Of Trading guidelines,established in the year1973 (OFT) to deal with customer protection law. The FDCPA law protects the rights of the consumers against creditor harassment. Know more
