Payday loan laws in New Jersey

• Statutory citation: N.J. Stat. Ann. 2C: 21-19.; N.J. Stat. Ann. 17:15A-47.
• Legal status: Prohibited

Lending specifications:

• Small loan charges: 30% per year

Complaint cell:

• Regulator: Department of Banking and Insurance, New Jersey
• Address: 20 West State Street, PO Box 325, Trenton, NJ 08625
• Phone: 609-292-7272
• Fax: 609-777-0508
• Toll free: 1-800-446-7467
• Website: http://www.state.nj.us/dobi/index.html
• File complaint: http://www.state.nj.us/dobi/consumer.htm