Payday loan laws in Montana

  • Status: Legal (Mont. Code Ann. 31-1-701)
For Lenders

Lending specifications:

  • Maximum loan amount: $300
  • Loan tenure: 31 days
  • Fees and finance charges: 36% APR
  • Finance charge on a 14-day $100 loan: $1.39

Collection restrictions:

  • Collection fees: One $30 NSF fee
For Borrowers

Complaint cell:



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