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Payday loan laws
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Montana
Payday loan laws in Montana
Status:
Legal (Mont. Code Ann. 31-1-701)
For Lenders
Lending specifications:
Maximum loan amount:
$300
Loan tenure:
31 days
Fees and finance charges:
36% APR
Finance charge on a 14-day $100 loan:
$1.39
Collection restrictions:
Collection fees:
One $30 NSF fee
For Borrowers
Complaint cell:
Regulator:
Division of Banking & Financial Institutions (DOA)
Address:
301 South Park, Ste 316, PO Box 200546, Helena, MT 59620-0546
Phone:
406-841-2931
Regulatory contact:
Chris Olson, Deputy Commissioner
Website:
http://www.banking.mt.gov/default.mcpx
File complaint:
https://banking.mt.gov/Complaints
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Last Updated on: Mon, 27 Nov 2017
Based on 82 reviews
Years in Business:12 Years