Payday loan laws in Kansas

  • Status: Legal (Kan. Stat. Ann. § 16a-2-404)
For Lenders

Lending specifications:

  • Maximum loan amount: $500
  • Loan tenure: 7-30 days
  • Fees and finance charges: 15% + administrative fees
  • Finance charge on a 14-day $100 loan: $15
  • APR on 14-day $100 loan: 390%

Collection restrictions:

  • Collection fees: One NSF fee
  • Criminal procedures: Prohibited
For Borrowers

Debt limits:

  • Maximum no. of outstanding loans at a time: Two
  • Rollovers allowed: Not specified

Complaint cell:



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