Hope For Financially Challenged Since 2007

Yippee! We gave a new ray of hope to

Client CM3 from Idaho

We helped CM3 to pay off debts and
save $3120.77

Type of debt:
Store Front Payday Loan, Accounts in Collection, Online Payday Loan
CM3's Satisfaction level:

Read CM3's case study »

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Payday loan laws in Idaho

Status: Legal (Idaho Code §§ 28-46-401 et seq.)

For Lenders

Lending specifications:

Maximum loan amount: $1000
Loan tenure: NA
Fees and finance charges: NA
Finance charge on a 14-day $100 loan: $17.50
APR on 14-day $100 loan: No limit

Collection restrictions:

Collection fees: $20 NSF fee
Criminal procedures: Prohibited

For Borrowers

Debt limits:

Maximum no. of outstanding loans at a time: Not Specified
Rollovers allowed: Three (Renewals)

Complaint cell:

Regulator: Idaho Department of Finance
Address: Consumer Finance Bureau, 800 Park Blvd., Suite 200, Boise ID 83712
Phone: (208) 332-8000
Toll-Free (Within Idaho Only): 1-888-346-3378
Regulatory contact: Mike Larsen, Consumer Finance Bureau Chief
Website: http://finance.idaho.gov/
File complaint: http://finance.idaho.gov/Complaint.aspx