OVLG is a FTC compliant firm and does not charge upfront fee. Call 800-530-OVLG for more details.

if I agree to let your company help me so I pay anuthing up front or will that be added into my payments each month?

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http://www.ovlg.com/services/fees.html

https://www.ovlg.com/ftc-disclosures/

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