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A collection agency recently called my sister regarding a payday loan. She has not paid the loan back. Now, the collection agency is asking her to settle the loan. But my sister is confused. She had taken out the loan 2 years back. Is it necessary to settle the loan now?

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Can you please tell us the name of the payday loan company? Secondly, if the loan is legal, then it's best to settle it.

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Last Updated on: Fri, 8 Jun 2018