I have a mortgage and $60,000 of credit card debt I am 6 months or more delinquent on. I can pay about $1,000 per month to settle these debts. I live in Illinois. Can you help?

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We can help to settle your credit card debts but not mortgage. So, can you tell us how much you owe on credit cards? Since you're already delinquent, so it won't be too tough to negotiate for a lower payoff amount. Who is your creditor'?

You can try refinancing or mortgage modification to pay off your mortgage debt.

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