FDCPA can't be enforced on the creditors who’re contacting the debtors to collect their own debts. There are lots of misconceptions about what a creditor can do and can’t do against a debtor. If you’re thinking that the numerous calls that you’re getting from the persons are your creditors, ...

Can you be sent to debt collections without notice? Problem: Hi Stacy! Last week when I pulled my credit report, I was shocked to see a cell phone bill of $3500 sitting in collections. I was not given any notice about it before. And, I left that cellphone 3 years back. When I called the cell ph...

A brief summary of some of the laws administered by the United States Department of Labor (DOL) has been provided below. These laws apply to workers, job seekers, businesses, retirees, contractors and grantees. The DOL is in charge of both administration and enforcement of more than 180 federal law...

Almost 50% of the 100 top-notch U.S. law firms have adopted drastic measures like pay cuts and layoffs to save money during the pandemic and thrive. Staff salary cuts, equity partner payment reductions, and layoffs are the biggest strategies law firms have used to save money during the pandemic. La...

We are in the second half of 2020, but the pandemic is still in its hyper-active mode. No one knows when this pandemic will have mercy on people, and leave this world. COVID-10 has created an unprecedented time in the history of mankind. People are losing lives and livelihoods every day. They are tr...

Do you have unpaid credit card dues? If yes, then you might be getting calls from your credit card company to make the necessary payments asap! Usually, the credit card companies will reach out to you when you don’t make any payment for almost 30 days from the original due date! And once you...

Nerdwallet Health has found that people in America pay 3 times more in medical debt than other debts. And, surprisingly, medical debt is rising every year. To find the reason behind this, the Nerdwallet has discovered that more than 90% of hospital bills are full of errors. And, the errors are typic...

Are you facing trouble paying your hospital bill? Has your hospital filed a lawsuit against you? If yes, then you must be worried about your medical debt. But, each problem has a solution, and this is not an exception. However, to give a medical debt a miss, you have to be aware of your rights. Othe...

What will stop a lawsuit? Debt consolidation or bankruptcy? Bankruptcy and debt consolidation are both very effective debt relief options. But, what if you are ongoing a lawsuit? What will be better for you then? What has the power to stop a lawsuit, bankruptcy, or debt consolidation? Read to know!!...

Right now, I am very confused, as in, what to begin with. Bankruptcy or divorce? Both are difficult situations, and both have emotions attached to them! This topic is intense! I will try to be as much lucid as possible in explaining the situations through a written content! Believe it or not, t...