What happens when a debt goes to a debt collector
Date: 25th Apr, 2017
Debt in collections can be troublesome. Your phone will never stop ringing, and the debt collector won’t stop asking you for money. In short, you can’t breathe freely unless you pay off your debts. Who is a debt collector? Under the Fair Debt Collection Practices Act (FDCPA), a debt collec... Read moreArticle Rating:
Appalling bankruptcy myths you should bust now!
Date: 25th Apr, 2017
Filing Chapter 7 or Chapter 13 bankruptcy may not seem simple or attractive. The entire process of a successful bankruptcy discharge may entangle you into a complex array of paperwork before you could claim to be debt free. So, here are 5 bankruptcy myths that have been debunked to make understan... Read moreArticle Rating:
According to a new study, at least a quarter of the roughly 8.7 million student loan defaults during the Obama administration and before is because of the housing crisis. The housing collapse during the Great recession that survived from 2007 to 2010 was directly responsible for at least one-four... Read moreArticle Rating:
Life after being debt free - Worried or free?
Date: 13th Apr, 2017
Like most of the American millennials, I too had fallen into debt some years back. I was unable to juggle my money successfully between my dear mom's bad health condition and credit cards. In addition to this, I had to manage the household expenses too. Becoming debt free was the only option for me... Read moreArticle Rating:
When Paying Debt with Debt Makes Sense
Date: 4th Apr, 2017
The title sounds a bit awkward, right? Make little sense, no? Or, no sense at all? You cannot fight debt with debt. If you do, you won’t be able to get out of the vicious cycle. For many personal finance experts, the motto is “fighting debt and growing wealth”. Fighting debt with debt is neve... Read moreArticle Rating:
Debt Stacking - Best way to eliminate debt
Date: 28th Mar, 2017
“Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.” - Ogden Nash Managing finances while in debt is a difficult job. But, you have no other option other than paying it off and managing finances at the same time. Today I’m going to guide yo... Read moreArticle Rating:
Debt encourages debtors to fall in debt again - A review
Date: 2nd Mar, 2017
"Falling into debt is easier than digging out of debt clutches"! Using credit cards randomly and not making the payments or taking out a payday loan and not paying it back can rack up debts. It's easy! But, not paying back debt accounts can be dangerous for your personal finance. You need to foll... Read moreArticle Rating:
Your lofty aspirations may drive you into debt. What is the way out?
Date: 16th Feb, 2017
Talking about money isn’t easy. Actually, it’s so hard for a few that they almost break down. Discussing money was once so hard for Sandra Hanna that she almost suffered a nervous breakdown while being a guest on the Oprah show. He condition was so bad that a makeup artist had to airbrush her en... Read moreArticle Rating:
Are you paying off your debts too early? Yes? Wait!
Date: 14th Feb, 2017
You might be making your lenders/creditors richer and yourself poorer if you’re in a hurry to pay off your debts. Though debts are considered bad, sometimes paying them off at the right time make sense. Before you arrange money to kill your debts, check out some of the pros and cons of paying b... Read moreArticle Rating:
How can newlyweds destroy debts and blossom love?
Date: 31st Jan, 2017
A dream wedding costs a lot. When I say “a lot”, it means a lot of emotions, feelings, time and money are involved. The celebrations begin with the bachelorette party and end with the “honeymoon period”. For some couples, the “honeymoon period” ends within a few weeks. For others, it con... Read moreArticle Rating: