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credit articles

Are you the latest victim of identity theft? How can you be sure?
2018-08-14

Are you the latest victim of identity theft? How can you be sure?

According to the consumer watchdog FTC, every year over 9 million people have had their identity stolen. If you’re not careful, an identity thief can use your personal information for running up charges on your credit cards or draining your bank account. What is identity theft? Identit [...]

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How does credit card consolidation affect credit score?
2018-07-04

How does credit card consolidation affect credit score?

“Your credit score isn’t an indication you have money. It’s an indication you have debt" - Dave RamseyCredit card debt consolidation gives a new financial life to a nation grappling with $15,983 credit card debt. It helps consumers to pay back their creditors and boost nation’s economy. But [...]

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Who needs to settle credit card debt when you die
2018-06-12

Who needs to settle credit card debt when you die

Does your credit card debt die with you? Does it enter your grave stealthily? Or, does it haunt your family?There is no simple answer to this question since lots of factors can change a scenario.Factors that can change a scenario(i) Your location(ii) The name of the credit card holder(i) The locatio [...]

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Do you have the best card? Know which credit card you should get!
2018-06-12

Do you have the best card? Know which credit card you should get!

Your credit card is a very important tool! If used wisely, it will surely save you in your times of financial emergency and crisis.But many of us are not happy with our credit cards. Some find it a menace, while some call it a burden, and they just want to get rid of it!Are you one of those who don [...]

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How many times you should check your credit report
2018-04-12

How many times you should check your credit report

The simple answer is you can check your credit report as many times you want, and this won’t make a negative impact on your credit score. You can check your payment history, credit history, hard inquiries, and soft inquiries annually unless a specific reason calls for it. You can order a free copy [...]

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What costly credit card charges can hurt you real bad?
2018-04-10

What costly credit card charges can hurt you real bad?

Using credit cards is always a costly decision, even though we use it for our daily purchases and need it every now and then! Even though it’s better to use debit cards (only swipe it at authorised stores) or liquid cash for day-to-day transactions, still that’s not always possible. To be hon [...]

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7 Unknown tricks that can help to improve credit score
2018-03-12

7 Unknown tricks that can help to improve credit score

There are many ways that can actually help you to improve your credit such as on-time debt payments, having different lines of credit like credit cards, mortgage, personal loan, car loan, keeping credit cards etc. But, many of you’re unaware of some little known tricks that are also very effective [...]

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5 Ways you are damaging someone else's credit health
2018-03-07

5 Ways you are damaging someone else's credit health

Credit score plays an important role in deciding your financial health. It is also the key factor to understand whether or not you are a financially responsible person. It also helps to get a rent with better terms, a good job, better loan terms, etc.In short, the better your score, the more financi [...]

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Last Updated on: 16 Apr 2018