Unless the outstanding balance will just rise and rise.

After I have enrolled in the debt settlement program, but before they take the first 50 $'out, when should I stop using my credit cards?

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If you have incurred huge credit card debts, which you are unable to pay off and thinking to settle, why then youb are saying about stopping using your cards? You should have stopped much earlier. Unless the outstanding balance will just rise and rise.

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It's best to stop using your cards whenever you find it hard to make the monthly payments.


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