Your mother can either ask debt collectors to validate the debt or should stop receiving those calls.

my mother has been receiving calls from unknown numbers asking her to pay $650. They accuse her of taking out a loan and not paying. She doesn't even remember. Am not sure how to respond to this.

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It's better if you don't respond. If it's a scam, in all probability it's going to stop on its own. Or ask them to validate the debt. Till they can prove that your mother owes them, they can't continue with the collection attempts.


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