Whether you decide to settle your debts on your own or through a company, you would need money. Yes, if you choose to settle your debts on your own, then you won't have to pay fees. This is the benefit you get for settling debts on your own. However, if your negotiation skills are not good, then you may not be able to reduce your outstanding balance by a great extent. So, you may end up paying more.
The bottomline is, get a job and save money. Otherwise, it won't be easy to settle debts.
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Submitted by Anonymous on Tue, 4/22/2014
Truth be told, debt settlement companies and creditors need money. If you can pay fees to the settlement companies, then there isn't a reason why they wouldn't help you pay off debts. Make sure you save money. Otherwise, settlement companies won't be able to negotiate with your creditors.
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Whether you decide to settle your debts on your own or through a company, you would need money. Yes, if you choose to settle your debts on your own, then you won't have to pay fees. This is the benefit you get for settling debts on your own. However, if your negotiation skills are not good, then you may not be able to reduce your outstanding balance by a great extent. So, you may end up paying more.
The bottomline is, get a job and save money. Otherwise, it won't be easy to settle debts.
Truth be told, debt settlement companies and creditors need money. If you can pay fees to the settlement companies, then there isn't a reason why they wouldn't help you pay off debts. Make sure you save money. Otherwise, settlement companies won't be able to negotiate with your creditors.