Legally, you are still his wife and you need to consult an attorney to finalise your divorce.

How am I responsible for my husband's debts, if the divorce was not finalised?

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If the loans were in joint names and your divorce isn't yet finalised, you are liable to pay back the debts. Legally, you are still his wife and you need to consult an attorney to finalise your divorce. Once you are done with it, your husband will be responsible for his own debts. 

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If the divorce was not finalized, you are still legally married, and responsible for the debts. You must consider consulting an experienced attorney, and get the divorce completed with a division of property. That would make him liable for his own bills from the very date of separation.


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