How can you find out if indian reservation lender is licensed in oregon and following state laws?

i took out a loan on line and was deposited the next day didnt think i would get it cause a message said they needed more documents from me. for $800 dollars they are charging me 9 payments of $233.00 up till 2014 with outrageous APR. first 4 payments dont even go to principle, can they do that?
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