I have sent a settlement letter to Capital One two weeks back. Didn't get any reply yet. How long should I wait?

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When you want to settle debts with the Capital One, my advice will be to call them up instead of waiting for a reply.

Remember, time, money and communication - these are the 3 ingredients to settle debts successfully. And, you need to use these ingredients perfectly to settle your debts.

Have you already defaulted on the Capital One card? If you have defaulted, then it is best to negotiate with Capital One first before the account is assigned to collection agency.

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