A collection agency can pull your credit report if they are trying to collect an outstanding balance from you.

Can a collection agency pull my credit report without my permission? I mean, is that legal? I noticed that a collection agency pulled my credit report that day I reached them. If it's illegal, can I sue them?

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The answer is, yes. If someone is trying to collect an outstanding balance from you, he/ she holds the right to pull your credit report at any time.

Actually, they just look for your present residence or place of work so that they can reach out you.
 


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