21
December
2011
Living a debt-free life has become somewhat impossible these days. Today, most of us easily default on our monthly mortgage bills, student loans and other utility bills. The reason being that we have let debt go out of our control. We have lavishly exploited our credit cards to the fullest not knowi
15
December
2011
According to recent data, the US unemployment rate has fallen to its lowest rate (8.6%) since the spring of 2009. However, in spite of the shocking drop in US unemployment rate, there are still many who are struggling to get a job. Actually, a household survey revealed that in November 315,000 peopl
14
November
2011
Settling a debt after the death of a spouse often turns to be a lengthy procedure than you think. Each state has its own laws regarding debt dispute and treats federal law in a similar way. The federal law covers those accounts that come under the Employment Retirement Income Security Act (ERISA). T
7
November
2011
Have you ever heard the term monetizing debt before? No, it’s not associated with reckless spending or unwise balancing of debt. Rather, monetizing debt refers to creation of more money in an economic system. If you like to know the definition of monetization of debt, its origin, what’s its sign
30
September
2011
Well, sound crazy. Isn’t it? We know that in reality debt collectors turn debtors crazy by numerous collection attempts. However, you can do the same with debt collectors. The best thing to start with when a debt collector is attempting to collect from you is to remain calm. Even if the debt colle
15
September
2011
After the recent financial cries in the U.S., almost all individuals are experiencing various economic hardships like job loss, underemployment and wage reduction, and are incessantly facing problem in managing their finances. So in lieu of managing finances, a large number of people are drowning in
30
August
2011
Unlike other American workers or professionals, the members of the US Armed Forces have a wider range of debt help options when compared with other citizens. The military members can avail the debt help from the Servicemembers Civil Relief Act, Armed Forces Legal Assistance Office, Installation Supp
21
August
2011
In today’s day and age, financial issues are literally breaking the backbones of common people. While most chalk out a way to deal with their debt issues, some plunge into the deep – and never able to return in a normal life. This pops up a very significant question: would a debtor be obliged t
25
June
2011
Consumer debt has been a major problem in the U.S for the last few years. Millions of U.S households are struggling to stay afloat in a difficult climate. Unfortunately, a lot of scam debt settlement companies are taking advantage of the situation. They indulge in misleading advertisements to attrac
22
December
2010
The recent economic crisis has brought the mighty US economy on its knees. Though the economy shows signs of improving, the present state of affairs is far from satisfactory. People are losing jobs, bankruptcy filings are shooting up and people are defaulting on their loans at an alarming rate. It
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