16
August
2012
The vast majority of people, those who are not aware of the basic civil laws, get instantly nervous if they are served with a lawsuit. Read on to know how to answer a civil lawsuit without losing your nerves. Don’t panic Most of the crowd will freak out if served with a credit card lawsuit. You
29
March
2012
There is no doubt that nowadays most of the credit card providers are increasing the annual fees on their cards. However, there are still many cards where no annual fee is needed. Therefore, if you sign up for a new card with an annual fee, make sure the benefits are worth the cost. After the ena
29
January
2012
If you think you don't have to pay attention to your credit score as you’re not going to get a mortgage in recent future, you should think again. Credit score influences many aspects of our lives – more than what you can even think of. This is why you should always pay attention toward your cred
7
January
2012
2011 is past now! The happy bells of 2012 have already started ringing. However, are you thinking of adding a new and glittering credit card to your arsenal this 2012? Below are 10 tips for obtaining a brand new credit card this year and not mishandling it. 1) Know the earth below your feet: Like m
21
July
2011
Do your credit card debts die with you or pursue you into the tomb? Or, can they reappear to trouble your heirs? However, a lot of factors determine this. Among the factors the simplest part is, if the card was only yours with no joint account holders, the debt is utterly yours. If somebody dies, i
24
November
2010
Maintaining a good credit report is very important if you want to retain your ability to get more loans in the future. If you can manage to pay your credit card accounts timely it can improve your credit report. Normally 30 percent of your FICO credit score are based on the payments you make. If you
1
October
2010
Credit card in the recent times has somehow become a part of life; no matter to what extent it is despised. It is more of a habit nowadays and very difficult to change for that matter. The problem is actually not with the credit card you own but with its improper usage. If the card is misused or ove
19
August
2010
It is often seen that after bankruptcy filing, individuals are reluctant to get back to the world of credit cards all over again. A notion persists that it is the overuse of this credit that binds them with the chain of debts pushing them further towards bankruptcy filing. It is true to a great e
24
June
2010
Are you overwhelmed with credit card bills? Are you confused about the influences of various debt relief programs like that of debt settlement and credit counseling? If it is so then this article might clear your maze of doubts! DEBT SETTLEMENT: Debt settlement programs are highly effective i
17
June
2010
There are often misconceptions regarding the effects of your innumerable accounts on your credit score. It has been seen that a relation certainly exists but it is not that far fetched as reported by the experts. There are no written records specifying the fact altogether. It actually depends on var
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