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OVLG Blog: Debt Relief, Bankruptcy and Personal Finance Advice

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Articles · Page 92 of 129

 Retire rich at 50: How baby-boomers can make the cut and enjoy life
Budgeting

Retire rich at 50: How baby-boomers can make the cut and enjoy life

Updated Apr 4, 2016

Given the present state of affairs of our economy, its quite compelling to see a person retire at 50. Yes, it could’ve been an viable option, if we were in the 1980s. Those were the times when the economy witnessed a strong bull market, followed by a company’s hefty pensions (a lifetime's source of income for the retirees) and the hastened delivery of the social ...

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Being frugal does not mean you are cheap and miser – There is a fine line between the two
Budgeting

Being frugal does not mean you are cheap and miser – There is a fine line between the two

Updated Apr 4, 2016

There's a difference between being miser and being frugal. A frugal person cuts down frivolous expenses, sticks to budget and save money. On the other hand, a person labeled as miser wouldn't pay a premium price irrespective of the quality of service.Warren Buffet is considered as a frugal person whereas your neighbor, who doesn't pay a tip to the waiter even after ...

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Is it possible to save considerable amount by trimming some of your expenses?
Budgeting

Trim Expenses & Save Big: Comprehensive Guide

Updated Apr 4, 2016

Everyone wants to save hard-earned dollars but might not be successful in doing that. However, it is not so hard to trim some of your expenses which you can do without. Here are some tips and strategies to reduce certain expenses and save more money every month. Learn effective budgeting techniques Budgeting is an art. The faster you learn the ins and outs, the more ...

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 A great household budget: How to manage your costs on a fickle income
Bankruptcy

A great household budget: How to manage your costs on a fickle income

Updated Apr 4, 2016

Most of the people don’t love budgeting. But, it is a necessary evil nevertheless. The result of lack of a budget though universally known, yet a lot of times the urge to splurge gets the better of a shopper who ends up buying more than what he or she had actually intended to. This won’t be too much of a problem for an affluent person or one who knows when to ...

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Bankruptcy fraud: A federal crime that can put you behind bars
Bankruptcy

Bankruptcy fraud: A federal crime that can put you behind bars

Updated Apr 4, 2016

Bankruptcy fraud is a grievous crime. In cases where a fraud is proven are, at least, dropped by the bankruptcy court. The accused will very likely be slapped with steep fines and also face harsh penalties. Since bankruptcy fraud is considered a federal crime, the severity of the punishment may increase quite fast and in certain cases, are charged with criminal ...

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Debt fouls: How the rules of soccer can help you prevent that
Personal Finance

Debt fouls: How the rules of soccer can help you prevent that

Updated Apr 4, 2016

The International Federation of Association Football, better known as FIFA has laid down some stringent Laws of the game - soccer. These laws form the basic tenets of its so-called "Constitution". Non-compliance with the rules are either a foul or a misconduct. Speaking about fouls, do you know what is it, actually? It is a foul (or an offence) only: when it is ...

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Thank you dad for being the best financial teacher in this world!
Budgeting

Thank you dad for being the best financial teacher in this world!

Updated Apr 4, 2016

Father is the first man in a daughter's life. He has a great influence on the daughter's perception about life, men and everything else. In fact, he sets an example for the daughter on how to build life and I'm no exception. I share a beautiful relationship with my dad. He is the first and perhaps the last man in this world who would love me unconditionally. He is ...

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