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OVLG Blog: Debt Relief, Bankruptcy and Personal Finance Advice

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Articles · Page 91 of 129

Why single parents and credit are not best friends
Credit

Single parents and credit are not best friends

Updated Apr 4, 2016

Being a single parent often feels like handling 20 things at the same time. You have so many things too look after – taking your kids to school, cooking meals at home, completing all the projects within deadline, narrating fairy tales to your kids at night, etc. Thousand things are running in your mind at the same time.

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How debt transforms a student to a complete man and then a broke
Budgeting

How debt transforms a student to a complete man and then a broke

Updated Apr 4, 2016

So many things have been said about debt in the world of web. Amidst the plethora of criticisms, one fact remains undeniable and that is debt transforms a student to a man. In the first stage, debt transforms a student to a confident man by giving him education, credit cards and home. In the second stage, debt destroys the confidence and produces a stressful man by ...

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SSN is the key to your financial castle - Handle it with care and caution
Personal Finance

SSN is the key to your financial castle - Handle it with care and caution

Updated Apr 4, 2016

Initially, your Social Security Number (SSN) was used by Uncle Sam to track your income and retirement benefits. But, over the years, this number has become a part o your personal identity. Your name and SSN are enough to get vital personal information about you. If any dishonest person get hold of your SSN, then he can create multiple credit accounts in your name ...

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Save to win: Prize-Linked Savings bill to become legal soon
Law

Save to win: Prize-Linked Savings bill to become legal soon

Updated Apr 4, 2016

'Save more money to win’ is an amazing idea for inspiring people about saving money. The idea was supported by Sen. Jerry Moran, a Kansas Republican, and U.S. Rep. Tom Cotton, an Arkansas Republican. They proposed the American Savings Promotion Act, a bipartisan bill in October 2013. The goal of this Act was interestingly explained in the bill. The actual purpose of ...

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Waste water and pay $500 – The new law in California due to the prolonged dry spell
Law

Waste water and pay $500 – The new law in California due to the prolonged dry spell

Updated Apr 4, 2016

Residents who waste water on lawns, car washing, landscapes, running fountains, etc, would have to pay a fine of $500 in California. This new law has been passed by the California water regulators after it was found in a recent report that water consumption has increased amidst the worst drought seen in almost 4 decades. The state water regulators voted on July 15, ...

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Affordable Care Act: Huge tax relief via Individual Shared Responsibility
Law

Affordable Care Act: Huge tax relief via Individual Shared Responsibility

Updated Apr 4, 2016

In 2014, the Federal government, State government, insurance providers, employers, and individuals have started to shoulder the burden of health insurance coverage under the Affordable Care Act, or Obamacare. A lot of people have already got themselves insured under suitable health insurance policies known as the minimum essential coverage and hence, don’t ...

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Congress offers a mixed bag for struggling student loan borrowers
Law

Congress offers a mixed bag for struggling student loan borrowers

Updated Apr 4, 2016

The rules of the game has changed. Only time will tell whether it did for good or for bad as the news of a sharp increase in interest rates applied on student loans begin to sink in on the masses. The cost of higher education has finally risen once again, thanks to the antics of the White House and the country’s lawmakers. Students, who’s batting in your favor ...

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Keep the law on your side with these bankruptcy documents
Bankruptcy

Keep the law on your side with these bankruptcy documents

Updated Apr 4, 2016

What are the basic documents required in a basic bankruptcy case? Frankly speaking, bankruptcy doesn’t come so easy for a layman like you. The entire bankruptcy process and the way to finding it out about the documents needed to file, shouldn’t stress you any further amidst your already grim financial situation. To begin with, there are some documents that help ...

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