Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
Your medical bills can start stacking up fast, the moment you develop or suffer from a serious illness or injury. Sooner rather than later you could find yourself battling out a dozen of collection calls with vice voices chiding you to pay off your piles of medical debt.There are two different studies to support such a financially depreciating trend in our country. ...
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The term "per diem" refers to the allowance for federal employees. The General Services administration, more popularly known as (GSA) determines the rates for places within the Continental United States. Check out this infographic to know about the current per diem rates for the year 2014 ...
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Beware of any caller who says you have a refund due, and to get that you need to share your confidential details. Chances are high that this caller is not calling from the IRS. The caller is simply acting as an IRS officer to gain your trust so that you'll easily reveal your confidential details. Once the caller gets the required details, his goal will be fulfilled ...
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Many a times, scammers pose to be government officials in order to make you pay them. Its a totally different story that they use a wide range of tactics to materialize their evil intentions. Some might promise you with guaranteed lottery bonanza, while the other might threaten to have you arrested, unless you yield to their shady deals, i.e. to pay your tax money to ...
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What lead people into debt? This was the topic that I was discussing last friday at our local church where I was invited to deliver a lecture on debt free living. A person asked me there, "I spend too frugally. Then what is the reason behind my debt problems?". Does overspending solely lead people into debt? Is this the only reason behind people's debt problems or ...
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Thrift Savings Plan is a retirement savings plan for the armed forces and federal employees. Under this plan, contributions are made through payroll deduction, and the funds can be accessed in 3 ways – loans, post-separation withdrawals, in-service. In the past few months, brokers have been encouraging federal employees to ditch the Thrift Saving Plan in favor ...
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Even though most people detest the process of moving, yet it is something that one might have to do any moment and more so, multiple times. However, not many such unfortunate souls know that they can claim moving expenses out of their annual tax return. This a person can do when either she/he is moving or has done so in less than a year of joining a new company or job ...
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If you can practice money saving tactics, it is going to benefit not only you but also your family and kids. Irrespective of the fact that you are a working mom or just a stay at home mom, you need to save money. So, what are the simple yet strategical tips you can follow to save money on the household items and expenditures? You may think this will be a tough job but ...
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