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OVLG Blog: Debt Relief, Bankruptcy and Personal Finance Advice

Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.

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Articles · Page 84 of 129

Obamacare: Any landslide effect on medical bankruptcy landscape?
Bankruptcy

Obamacare: Any landslide effect on medical bankruptcy landscape?

Updated Apr 4, 2016

The "Health Insurance Exchange" placed under the Affordable Care Act (ACA), popularly known Obamacare has caught the nation up in a storm. One of the basic tenets of this Act is to provide health insurance coverage to those people who weren't by any till date.Regardless whether you love it or hate it, ACA or the Obamacare has ignited the hopes of millions of ...

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Getting financial bliss: How tuition fee hike made me a broke
Budgeting

Getting financial bliss: How tuition fee hike made me a broke

Updated Apr 4, 2016

Increased tuition cost made it difficult for me to graduate out of college on time. Because of the dried-up public coffers and shortage of proper college funding, it became tough to get into class that I needed to earn my major. This forced me to stay in school for longer as I always wanted to complete my degree. With every passing semester, the Earth beneath got ...

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Financial planning: How some fantasies can paralyze your thoughts
Personal Finance

Financial planning: How some fantasies can paralyze your thoughts

Updated Apr 4, 2016

During the worst economic crisis in your lifetime, you’ve to remain strong to make the right financial decisions. One wrong decision is enough to paralyze your financial vehicle. And the best way to avoid making any wrong decision is to know about the common myths and facts. Here are some common myths you better be aware of to avoid a financial disaster. Myth #1 ...

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What similarities do the debt free Americans have?
Budgeting

What similarities do the debt free Americans have?

Updated Apr 4, 2016

We held those people in high esteem who are good with their finances, and we just praise those who are debt free and sometimes, envy. But who are these people are how do they do that? Do they have some special qualities? Do these people all have a common secret?Not at all. Apart from their faint or nil amount of debt, these Americans have fewer things in common. ...

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Healthy diet in college: How to optimize both your budget and appetite
Budgeting

Healthy diet in college: How to optimize both your budget and appetite

Updated Apr 4, 2016

Time being tough, it is but obvious to witness financial crunch in a lot of people, especially the young, financially vulnerable group, college students. Therefore, here are some guidelines to help students like you and all others making their living on a budget to eat healthy, palatable food, yet at a much lower cost. Find out some healthy but cost-effective foods ...

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Military divorce : What steps you need to take to avoid hassles
Personal Finance

Military divorce : What steps you need to take to avoid hassles

Updated Apr 4, 2016

The life of the military personnel is often unpredictable as they are not aware what lies in there tomorrow. The fact that a large number of military marriages are not successful and end up in divorce is because of their erratic work schedule. The filing procedure is different for the civilians and people in the military. There are a few additional difficulties that ...

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Should you discuss your financial struggles with your kids?
Budgeting

Should you discuss your financial struggles with your kids?

Updated Apr 4, 2016

Let's say you are suffering from some kind of financial crunches. Perhaps your spouse has been laid off, or maybe you've a large amount of medical bills, or monthly mortgage pending. Whatever the situation might be, it's undoubtedly getting on your nerves. But you are not sure if you should share the information with your kids. If yes, how much should you share? ...

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Say NO to debt consolidation loan and other balance transfer methods
Debt Relief

Say NO to debt consolidation loan and other balance transfer methods

Updated Apr 4, 2016

For many years now, debt consolidation loans and balance transfer methods have remained the sole resort for numerous debt ridden individuals out there. These two debt relief ways boast of offering you the most convenient ways to get out of debt by offering a relatively lower, single and an affordable monthly payment. Balance transfers and debt consolidation loans are ...

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