Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
Market research conducted by the Pew Research Center reveals that 69 percent of adults are leery regarding the way their personal data will fare the moment they are on social media.They must be shaking in their boots, as per the Crime Complaint Center (IC3) yearly report on Internet crime prepared by the FBI.In accordance to the IC3 report, social media is fast ...
Read more
In a debt management program, the debt management company works directly with you and your creditors in order to develop an affordable repayment plan for your unsecured debts. Each month, the debtor deposits a certain amount in a bank account as per the plan, which the debt management company in turn uses to pay the creditors.Unfortunately, nowadays many scam debt ...
Read more
There are some consumer protection Acts that have been put into effect in order to protect all the credit card users from fraudulent activities since 1970s. These Acts have been implemented by the federal government. These federal laws are very useful for all of you in order to protect the personal information, interest rate, charges and other terms related to your ...
Read more
When an emergency comes to us, we simply grab the instant options that could help us to manage the situation. In such a situation, payday loans are extremely useful as they can give you with immediate cash and relief from your money worries as well. And this is the main reason payday loan scams are rising so fast. Remember, accumulating too many payday loans may lead ...
Read more
According to the survey, most people think “going green” can add extra costs. This lifestyle is beyond their budget. According to them, having organic foods and keeping solar panels or other eco-friendly appliances can be expensive. So, now the big question, is it possible to live green within budget? 7 Tips for going green within budget Here goes some tips you ...
Read more
Exemptions are provided as per the federal bankruptcy code so their amounts usually remain the same and do not necessarily change from one state to another. These federal bankruptcy exemptions permit you to safeguard a particular amount of equity in your various assets. Out of several such exemptions, the most widely used federal exemptions are homestead exemption, ...
Read more
“Sir, I have a serious problem and desperately need your help! My debts have spiralled beyond my control and I’m bankrupt again. I don’t want to file for another bankruptcy discharge so close.”So the attorney said: ‘Ok and what do you want me to do?’She said: ‘I want you to help me in concealing my 3-million worth online trading as well as bank accounts ...
Read more
Credit report is vital as it has great impact on your life. So, if you find any mistakes or if you doubt your information get stolen, then you need to take some prompt action as soon as possible. Otherwise your credit score gets hurt and you may face some difficulties in your financial life. For the consumer’s help, the federal Fair Credit Reporting Act (FCRA) has ...
Read more
