Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
IntroductionMany of us have heard about the Fair Debt Collection Practices Act (FDCPA), a statute that poses very strong guidelines towards the debt collection industry. However, how many of you are aware of its Pennsylvania counterpart, the Fair Credit Extension Uniformity Act (FCEUA), which imposes similar restrictions upon debt collectors? You can explore more at ...
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Another back-to-school time! Be ready for the early mornings, lots of homework, and new school supplies which can take out a whole lot of your bucks. Especially, for single parents, it's quite challenging to meet the entire family expenses, since there is only one income. Single parents need to be extra watchful when the season of buying comes to them such as -back-to ...
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If you’re drowning in credit card debt, then you must be thinking of ways to reduce your debt burden. Remember, accumulating a huge amount of debt may hurt your credit score and make you ineligible for further lines of credit. But, before choosing a debt consolidation company for consolidating your bills to a simple payment plan, you need to shop around to get the ...
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It is much easier to file bankruptcy with the help of an efficient attorney. But, when you have already so much financial issues, you may not have such financial support to afford the cost of hiring an attorney. In such a situation, you can file bankruptcy on your own to get out of the distressed financial condition. Though, chapter 13 is quite difficult to ...
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Bankruptcy is undoubtedly a heart-wrenching yet personal decision. However, it’s not only you who suffer the consequences. Your filing also affects the people who live around you. Indeed, coming up with such a topic for discussion before your friends and family members is a tough job. Just because of the sheer guilt feeling that, you are letting those people down ...
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Gift giving is an exclusive way to make a person delighted. But, when it comes to giving gifts to a person who seems to have everything already, you feel confused and out of your mind. Especially choosing gifts for parents is absolutely difficult for those who are busy with their studies and have limited pocket money. Choosing a parental gift is challenging, but not ...
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Excited to ring the wedding bells in California this summer? Are you all set to participate in the house-hunting game in California? Great! Congrats! But before you get hitched, there’s one question I need to ask you and that is: “Are you mentally ready to mix love and money together?” If your answer is ‘yes’, then California is perhaps the best place to ...
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A latest internet crime report has found that elderly people in the country, are most vulnerable to romance scams. We, and when I say “we”, I mean “people who are not like me”. This is because I lost not a single dime to online dating since 2011. But, I was fortunate enough to gain a nice, red umbrella on the very first date of mine. Initially, I believed I ...
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