Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
Reputation management (often referred to as rep management, online reputation management or ORM) is the practice of attempting to influence or control an individual's or business' public perception. Though, fundamentally, a public relations term, the advent of the Internet and social media has drastically changed the landscape of reputation management. There are ...
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According to the definition provided in § 803. Definitions [15 USC 1692a] of the Fair Debt Collection Practices Act (FDCPA), a ‘consumer’ is any natural person obligated or allegedly obligated to pay any debt. However, during a recent judgment, the U.S. Court of Appeals for the Sixth Circuit has ruled that a limited liability company is a “person” that can ...
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Most of the students are suffering from financial woes as the education cost is rising high. Most often you need to think about the student loan to continue further studies in a reputed college. The scenario will continue for a long time as you should pay off the loan just after the completion of your studies. Remember, getting a job is not an easy matter. Most ...
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The last step that you’re required to go through before you get a discharge in Chapter 7 or Chapter 13 bankruptcy, is appearing for a personal financial management or pre-discharge debtor education course. The aim of this course is to impart money management lessons and make you wise with your money after bankruptcy.Unfortunately, the court won’t issue a discharge ...
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In regard of Women’s Equality Day (26th August), the discussion on the particular subjects like gender equality, anti-women laws are very common. I’m not an exception and being a woman I also think, this topic should be discussed until all the proposed “women's equality laws” get legal permission all around the world. Let's throw some light on the topic.What ...
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In a marriage, you should share your property along with your emotions, room and other things. Thus, it’s important to become aware of community property state laws, as almost 25% of Americans live under community property states. According to the community property state law, marital property will be divided equally between a couple in a divorce case. It has great ...
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In one of my previous posts, you must have seen that I’ve talked about how single parents can save big on their back-to-school budget. And why wouldn’t I? After all, back-to-school time is just around the corner! The casual summer is over and the season of “busy morning” has arrived. It's almost time for buying new backpacks, dresses and other school ...
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Saving and spending money can be tricky; especially when you’re leading a middle class lifestyle. You need to try all the best possible ways to make the ends meet successfully. For instance, deals are always best, but some deals are expensive too. So, you should be judicious about what you buy or skip. What to skip and what to splurge Here goes a list of things ...
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