Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
So you have settled your debts and sent creditors back to their home after a series of negotiations months after months. Whew! A big relief! No more annoying collection calls and letters. You can go back to bed and start dreaming about a happy financial life now. But before you go back to sleep, just answer one question. Have you decided what to do with the money you ...
Read more
Money gives you the ultimate power to rule this world. A bitter fact that gets more highlighted at the time of filing bankruptcy. Just look at the recent case of Curtis “50 Cent” Jackson. The rapper and entertainer has filed Chapter 11 bankruptcy in July 2015 with debts between $10 million and $50 million. But, this is not a big deal for him. A fact revealed ...
Read more
Has Starbucks coffee been your biggest spending vice? It’s not at all surprising! Even a die-hard frugal lover can’t let his/her favorite lattes go. However, according to the personal finance experts, spending $4-5 on a Starbuck drink is ruinous for a person who is on a strict budget. They say, “The basic understanding is that if you spend that much every day or ...
Read more
Credit card fraud is an unauthorized use of a credit card by a fraudster. The fraud covers any unauthorized acts such as creating counterfeit cards, collecting cards’ numbers and information without permission, stealing cards, using PIN numbers and so on. Fraudsters use many tricks to commit credit card fraud, such as fraudulent usage of emails, phishing on the ...
Read more
If you are using your credit cards for each and every need, then there are chances to face financial red flags in the coming days. Once you're irresponsible towards the credit cards, you'll be in massive financial problems that are almost impossible to run-over. But, how do you recognize if you’re going to face red flags in your financial life? Are you incurring ...
Read more
A will gives you the power to decide who gets what in your family. Just think what a few pages of your will can do to your family members? It can change the direction of their life. It can drag someone from rags to riches, and on the negative side, it can make someone homeless too. Such is the power of a will. Read more - Consumer law - Wills When you’re making a ...
Read more
“Teaching kids about money is never just about money” - Dave Ramsey Enlightening kids about money lessons is an all time challenge for parents. Children learn about money habits from their parents. So, parents must start to teach good money habits to their kids at an early age. It’s also their duty to make them understand the fine line that differentiates a ...
Read more
Halloween is for all ages, but mostly it attracts children. Trick-or-Treating, frightening stuff for decoration, fun costumes can easily charm them and win their little heart. They expect a different type of activities that they didn't enjoy last year. The task can be challenging for a parent. This is why many parents face the dilemma of what to do with Halloween. ...
Read more
