Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
“Rather go to bed without dinner than to rise in debt.” - Benjamin Franklin Being in debt is not at all sexy. Maxed out credit cards, high interest rates, debt collection calls and poor credit score wipe out the bright smile from your face. And with time, it becomes extremely tough to get a grip on your credit card payments due to increasing interest rates, ...
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Divorce is already emotionally taxing. Plus, having a debt (such as a mortgage debt, credit card debts, or a car debt, etc.) is enough to rub salt in the wound. During separation, assets as well as debts are divided between the couple. Apart from other debtss, credit card debts have always been a matter of grave concern during divorce. So, today, let us discuss ...
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Medical emergencies can pop up anytime. What will you do if you face a sudden medical emergency? How will you pay the medical bills if it’s more than what you expected? You would suggest using your emergency fund in case of a medical emergency. But, what will you do if you don’t have an emergency fund, or the money you’ve saved in your emergency fund is ...
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According to a new study, at least a quarter of the roughly 8.7 million student loan defaults during the Obama administration and before is because of the housing crisis. The housing collapse during the Great recession that survived from 2007 to 2010 was directly responsible for at least one-fourth increase in student loan defaults, according to the new study by ...
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Like most of the American millennials, I too had fallen into debt some years back. I was unable to juggle my money successfully between my dear mom's bad health condition and credit cards. In addition to this, I had to manage the household expenses too. Becoming debt free was the only option for me. After the death of my sweet mom, I had no one to help me financially ...
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“If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what you need to do” - Suze Orman An emergency fund gives you immediate cash to cover your unexpected expenses. Without one, you could end up borrowing payday loans or racking up credit card debt. ...
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Oak View Law Group (OVLG) recently launched two new services aiming consumers, who are trying to regain their financial foothold. With more than 6 years of industry experience, OVLG is proud to announce the new Credit Repair service and Stay Violation Protection, as it continues to help people with their credit and debt problems. Starting from October, these ...
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Being self-employed has its own pros and cons. Though you have the privilege to be your own boss you have to take on some extra responsibilities on your shoulders, especially in the matter of taxes. Check out below to know more about self-employed individual tax: Who is a self-employed individual? A person is said to be self-employed if he/she fulfills any of the ...
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