Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
Summer brings the much-needed warmth after long, dull, and raw winter. The branches shed the weight of the long deposited ice, small twigs try to wake up from their seemingly perpetual slumber and peep out, and the mother nature presents the fruits of her Spring labor.Likewise, you too try to break free of your prolonged inactivity and crave to feel the rays of the ...
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Nothing can be worse than leading a life with the burden of debts, especially if you are young and have a lot of debt. It can damage your financial future.What could be better than paying off debt early and becoming debt free sooner? I mean at the early stage of your life, at the age of 30!A lot of people are looking for ways to pay off debt early to get back a grip ...
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“Your credit score isn’t an indication you have money. It’s an indication you have debt" - Dave RamseyCredit card debt consolidation gives a new financial life to a nation grappling with $15,983 credit card debt. It helps consumers to pay back their creditors and boost nation’s economy. But how does this debt relief option affect our credit score? Does it hurt ...
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Do you need a spending fast to get rid of debt? Well, Anna Newell Jones says so.Who the hell is this Anna Newell?She is the woman who paid off $18,000 credit card debt in just 15 months with the ‘spending fast’ approach.Before we talk about ‘spending fast’ approach in detail, let me tell you the success story of Anna Newell in brief.Anna Newell Jones got into ...
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Debt success stories are common these days. Every other guy out there has a story to share. Living below means, picking up a side hustle, paying more than the minimum, and blah-blah-blah. You’ll find these stories almost similar. All heard and nothing remarkable.However, there are some that leave a mark.Yes! There are some that make us think. They make us marvel. ...
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Nowadays, many consumers fall prey to the debt trap and reach out to debt settlement companies only to find out later that they have been scammed. Today, we come across a lot of debt settlement scams and most of the scams are a result of a lack of information on the debtor’s end.If you want to avoid being the victim of a scam, you should do your homework carefully ...
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Many of my friends find that once they file Chapter 13 bankruptcy, lenders stop sending them monthly statements. Mortgage and car lenders don’t send payment coupon books and monthly statements to debtors. Some lenders don’t even allow debtors to make online payments after filing bankruptcy. Wondering why lenders do this and what can you do if lenders take the same ...
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Does the topic of money make you nervous? Do you wake up in the middle of the night thinking about money? Are you worried how to pay off your bills? Do you get a panic attack thinking how to get out of debt? If so, then you’re probably affected by financial stress.Money often causes stress and anxiety. Almost 23% of millennials feel financial anxiety is the reason ...
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