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Mississippi Bankruptcy Laws


The principal place of residence of the debtor where he actually resides and up to the extent of $ 75,000 and cannot exceed 160 acres. And equal amount of Insurance proceeds against the damage of the house. One mobile home or manufactured home is exempted up to the extent of $ 20,000 for the person not claiming for homestead exemption.

Automobile & Household goods

Household goods, with wearing apparels, pets, books, professional implements, hard cash, professionally prescribed health aids up to the extent of $ 10,000 in aggregate.


100 % earnings of the last 30 days and thereafter 75 % of the weekly earnings or 30 times the federal minimum hourly wage for week.

Life Insurance

Proceeds of life insurance payable to the third party beneficiary up to the extent of $ 50,000.

Personal Injury Payments

Proceed from personal injury payments up to the extent of $ 10,000.

Total or Absolute Exemptions for

  • Fraternal & Social Benefit.
  • Disability Aids and aids to the blinds.
  • Fireman, Policeman & Teacher's Retirement Benefits.
  • Municipal & State Employee's Retirement Fund.
  • Specific Partnership Property.
  • Workmen's and Unemployment Compensation Benefits.
  • Employment Trust Benefit Plan.

Court's Address

United States Bankruptcy CourtNorthern District of MississippiThad Cochran U.S. Bankruptcy Courthouse, 703 Highway 145, Aberdeen, MS 39730

Court's Phone Number

662-369-2596 (VCIS 800-392-8653)

Court's Email Address

Court's Hours

800 a.m. - 1200 p.m. And 100 p.m. - 500 p.m. (Monday to Friday)

Court Locations

Aberdeen, Greenville, Oxford

Jurisdictional Counties

Alcorn, Attala, Benton, Bolivar, Calhoun, Carroll, Chickasaw, Choctaw, Clay, Coahoma, De Soto, Grenada, Humphreys, Itawamba, Lafayette, Lee, Leflore, Lowndes, Marshall, Monroe, Montgomery, Oktibbeha, Panola, Pontotoc, Prentiss, Quitman, Sunflower, Tallahtchie, Tate, Tippah, Tishomingo, Tunica, Union, Washington, Webster, Winston, Yalobusha


Hon. David W. Houston, III (Chief Judge)Thad Cochran U.S. Courthouse 703 Hwy. 145, N. Aberdeen, MS 39730-0867(662) 369-2624>
Mississippi Southern District Court (United States Fifth Circuit)

Court's Address

P.O. Box 2448 Jackson, MS 39225-2448

Court's Phone Number


Court's Email Address

Court's Hours

800 AM - 430 PM (Monday to Friday)

Court Locations

Biloxi, Gulfport, Hattiesburg, Jackson, Meridian, Natchez, Vicksburg

Jurisdictional Counties

Adams, Amite, Claiborne, Clarke, Copiah, Covington, Davis, Forrest, Franklin, George, Greene, Hancock, Harrison, Hinds, Holmes, Issaquena, Jackson, Jasper, Jefferson, Jefferson Davis, Jones, Kemper, Lamar, Lauderdale, Lawrence, Leake, Lincoln, Madison, Marion, Neshoba, Newton, Noxubee, Pearl River, Perry, Pike, Rankin, Scott, Sharkey, Simpson, Smith, Stone, Walthall, Warren, Wayne, Wilkinson, Yazoo


Hon. Edward R. Gaines2012 15th St., Ste. 244 Gulfport, MS 39501(228) 563-1841Hon. Edward Ellington (Chief Judge)101 E. Capital St. Jackson, MS 39225(601) 965-5301x123Hon. Neil P. Olack101 E. Capital St. Jackson, MS 39225(601) 965-5301 x123


Danny L. Miller (Bankruptcy Clerk)101 E. Capital St. Jackson, MS 39225(601) 965-5301Kathy Bryan (Deputy in Charge)2012 15th St., Suite 244 Gulfport, MS 39501(228) 563-1790

Updated on:

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