Julie Cliff (Of Counsel Attorney)

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Personal Information

State: Colorado

Offer initial Free counsultation: No

Practice Areas: Consumer Bankruptcy

Bar Admission: 226443

Court Admission: Admitted in federal district of Colorado, California

Contact Information

Address:5565 Trout Creek Pass Drive, Colorado Springs, CO 80917 Phone:800-530-OVLG

Professional Experience

The Carey Law Firm
Litigation Associate
specialization in insurance class action litigation, bought lawsuite against many insurance companies, including Allstate, American Family, American Standard, Farmers, Guideone, Liberty Mutual, Nationwide, Progressive, Shelter, and State Farm.
Have got litigated consumer class action lawsuits in California, Colorado and Arizona, including cases against the City and County of Denver, the Colorado Lottery, the Arizona Lottery, the California Lottery, Hyundai Motor America, Mail Boxes, Etc., Postal Annex+, Inc., Rexall Sundown, Inc., U-Haul International, Inc., and United Parcel Service.
Extensive experience in the appellate briefing of issues pertaining to insurance bad faith, unfair business practices, consumer protection, false advertising, and governmental immunity.
Currently admitted to practice in the State of California, the United States District Court for the Northern District of California, the United States District Court for the District of Colorado, the Ninth Circuit Court of Appeals and the Tenth Circuit Court of Appeals.

San Mateo County Superior Court, Redwood City, California
Legal extern
Researched and prepared legal memoranda for oral and written briefings of Superior Court judges, and provided tentative ruling recommendations.
Worked as a paralegal focusing on civil litigation, commercial litigation, real estate, corporate transactions and litigation, tax, bankruptcy, probate, estate planning, domestic relations, personal injury, and medical malpractice.


Graduated with a bachelor's degree in political science
San Francisco State University, 1979. Juris Doctor
Lincoln University,1988.

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  • The debt settlement program typically lasts between 6 months to 4 years time.
  • At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
  • Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
  • Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
  • That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest.
  • Savings a customer realizes from use of a debt-relief service may be taxable income.

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