BBB-A-Rating
Notice: As a part of OVLG's preventive measures on COVID-19 outbreak, our office will remain operational with reduced staff from home. You may face issues with the phone due to routing issues or get delayed response. So we prefer that you send us an email or make a support request for assistance. For new clients, please use our chat system.

The Waterfall Approach to Debt Free

Legal debt relief methodology that works based on your financial conditions.
Learn more »

Recent Questions

13
Votes
1
Answers
how can I find out who all I owe money to
Category: debt help
Anonymous
Asked on Mon, 02/27/2012 - 01:15

13
Votes
2
Answers
Creditors calling me for my paid bill
Category: creditors and collection agencies
Anonymous
Asked on Sun, 02/26/2012 - 08:13

10
Votes
2
Answers
Can payday loans garnish wages?
Category: payday loan help
Anonymous
Asked on Sun, 02/26/2012 - 07:43

6
Votes
1
Answers
How long does it take for your credit score to go up after paying off debt?
Category: credit report and score
Anonymous
Asked on Sun, 02/26/2012 - 07:27

62
Votes
3
Answers
Can collection agencies charge interest?
Category: credit report and score
Anonymous
Asked on Fri, 02/24/2012 - 14:04

7
Votes
2
Answers
How to get out of payday loan debt?
Category: payday loan help
Anonymous
Asked on Fri, 02/24/2012 - 13:26

6
Votes
1
Answers
Why doesn'y my SSN working?
Category: credit report and score
Anonymous
Asked on Thu, 02/23/2012 - 08:35

8
Votes
1
Answers
What is the maximum debt to equity ratio for personal finance and business?
Category: debt help
Anonymous
Asked on Thu, 02/23/2012 - 07:39

22
Votes
3
Answers
How to write a letter to collection agency?
Category: creditors and collection agencies
Anonymous
Asked on Wed, 02/22/2012 - 12:01

16
Votes
2
Answers
How to become debt free?
Category: debt help
Anonymous
Asked on Wed, 02/22/2012 - 10:42

4
Votes
1
Answers
How to calculate APR?
Category: debt help
Anonymous
Asked on Tue, 02/21/2012 - 09:32

21
Votes
2
Answers
How to deal with debt collectors?
Category: creditors and collection agencies
Anonymous
Asked on Tue, 02/21/2012 - 09:12

11
Votes
1
Answers
How long does it take for your credit score to go up?
Category: credit report and score
Anonymous
Asked on Mon, 02/20/2012 - 10:01

7
Votes
1
Answers
how to calculate debt to income ratio?
Category: debt help
Anonymous
Asked on Mon, 02/20/2012 - 09:36

7
Votes
1
Answers
how to cash a personal check
Category: creditors and collection agencies
Anonymous
Asked on Sun, 02/19/2012 - 12:41

4
Votes
1
Answers
how does bankruptcy affect tax returns
Category: bankruptcy help
Anonymous
Asked on Sun, 02/19/2012 - 09:23

33
Votes
2
Answers
How long does it take for your credit score to update
Category: credit report and score
Anonymous
Asked on Thu, 02/16/2012 - 07:50

12
Votes
1
Answers
how to avoid bankruptcy?
Category: bankruptcy help
Anonymous
Asked on Thu, 02/16/2012 - 07:42

21
Votes
1
Answers
What happens if i have household items for collateral and my account falls past due?
Category: debt help
Anonymous
Asked on Wed, 02/15/2012 - 17:09

18
Votes
2
Answers
What is a 1099c form?
Category: creditors and collection agencies
Anonymous
Asked on Wed, 02/15/2012 - 07:58

6
Votes
1
Answers
What is my debt to income ratio?
Category: debt help
Anonymous
Asked on Wed, 02/15/2012 - 07:18

8
Votes
1
Answers
Who is LVNV Funding LLC?
Category: creditors and collection agencies
Anonymous
Asked on Tue, 02/14/2012 - 08:34

14
Votes
1
Answers
What does key derogatory mean on a credit report?
Category: credit report and score
Anonymous
Asked on Tue, 02/14/2012 - 08:27

7
Votes
1
Answers
What is the difference between secured & unsecured loan?
Category: debt help
Anonymous
Asked on Mon, 02/13/2012 - 07:53

15
Votes
2
Answers
what does charge off mean?
Category: creditors and collection agencies
Anonymous
Asked on Mon, 02/13/2012 - 07:48

3
Votes
1
Answers
Can my credit score go up if I have only one credit card in credit history?
Category: credit report and score
Anonymous
Asked on Sun, 02/12/2012 - 14:34

22
Votes
2
Answers
Can I go to jail in PA for payday loans?
Category: payday loan help
Anonymous
Asked on Fri, 02/10/2012 - 09:55

6
Votes
2
Answers
If the debt is legitimate or scam?
Category: debt scams
Anonymous
Asked on Fri, 02/10/2012 - 08:48

5
Votes
1
Answers
Responsible for spouse's debt?
Category: payday loan help
Anonymous
Asked on Thu, 02/09/2012 - 09:51

11
Votes
1
Answers
Debt validation in California
Category: creditors and collection agencies
Anonymous
Asked on Thu, 02/09/2012 - 09:25