Client SB1 from NJ saved $1197.77 previous previous

Client Situation

Enrollment Date: 2009-08-05
Total Debt: $1989.77
Saved Amount: $1197.77
Type of Debt: 
Online payday loan
Reviewed on: 21 Jan, 2010 Rating:

How OVLG handled the situation?

SB1 contacted Oak View Law Group to settle her credit cards in the month of August 2009. Her Client Intake Manager was Phillip Kennedy. He explained to her the entire debt relief program and answered all her doubts and queries. Finally, with complete knowledge of the entire process, she decided to enroll herself in the program.

The file was then transferred to her Case Manager Sandra Gibson in order to deal with the creditors. Sandra settled her first account with SDS Processing in November 2009 for 40%.

Her second account with Cardinal Management LLC was settled in the month of December 2009 for 39%.

Finally, the last account was settled with MyCashNow in February 2010 for 40%, hence making the client debt free in just 6 months.


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Details of savings

Saved $278 with Cardinal Management

Saved $619.77 with My cash NOW

Saved $300 with sds processing

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Video Transcription

Hello, I just want to thank Oak View Law Group and Sandra Gibson for assisting me with my case file. Sandra Gibson has been very patient towards assisting me with each case and she has also worked through the settlement cases for each company and I appreciate her helping me and assisting me and being consistent in her work. I just want to say thank you for allowing me to get my life back together and of knowing a valuable lesson about finances and responsibility. It is good to know that companies like you are ready to assist people like me. I would definitely recommend your company to anybody else who is seeking assistance. I once again thank Sandra Gibson and Oak View Law Group for your help. Have a good day.

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Statistics

GraphMoney saved on total debt

Credit card debt: 69% ?
Online payday loan debt: 86% ?
Storefront payday loan debt: 76% ?
As on 21 May, 2012
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The services of Oak View Law Group (OVLG) and its affiliates may not be available in all states. OVLG along with its Of Counsel attorneys may also be referred to as "Oak View Law Group", "we", "us" or "the firms".
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Disclaimer: The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney.

  1. The debt settlement program typically last between 6 months to 4 years time.
  2. At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
  3. Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
  4. Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
  5. That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest;
  6. Savings a customer realizes from use of a debt-relief service may be taxable income.
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