Client LDS from GA saved $25710.88 previous previous

Client Situation

Enrollment Date: 2008-10-29
Total Debt: $40597.88
Saved Amount: $25710.88
Type of Debt: 
Personal unsecured line of credit, Credit Card
Reviewed on: 02 Feb, 2010 Rating:

How OVLG handled the situation?

Pattie Smith started working on LDS' account in the month of December 2008 when we received the first payment from the client and sent all legal documentations (POAs) to all the creditors. Pattie settled the first two of his accounts in April 2009 with Bank of America and FIA both for 40%.

She settled another account in the month of September 2009 with Citifinancial for 50%. LDS was very happy with the savings that we were providing to him.

In the month of November 2009, Pattie settled his HSBC account just for 25%, providing him with a savings of 75% on the HSBC card. With the starting of a new year, we settled another account of LDS just for 56%.

Lastly, we settled his Home Depot account with Citicards for 30% in the month of March 2010. The last creditor payment was made on 24th March 2010 and hence, making the client completely debt free in just 17 months.


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Details of savings

Saved $9889.2 with HSBC

Saved $3942.11 with Citifinancial retail services

Saved $373.95 with lowes

Saved $2469.72 with HOME DEPOT CARD (CITI)

Saved $3503.4 with FIA Card Services

Saved $5532.5 with Bank of America (Visa)

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Video Transcription

Thank you Oak View Law Group, you've been great. You guys have really saved me thousands, I mean thousands. I have been with you guys 6 months now and I'm really astonished that the facts I mean this had out of my life. I mean I came here 6 months ago and I really didn't know what to expect but I really learned a lot and I mean I saved thousands. I don't know how many times I can say really but it has been great. Experience has been enjoyable and fulfilling, I would recommend it to anyone that's trying to save money. This is the best way to go Oak View Law Group. Thank you, bye bye.

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Statistics

GraphMoney saved on total debt

Credit card debt: 69% ?
Online payday loan debt: 86% ?
Storefront payday loan debt: 76% ?
As on 21 May, 2012
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The services of Oak View Law Group (OVLG) and its affiliates may not be available in all states. OVLG along with its Of Counsel attorneys may also be referred to as "Oak View Law Group", "we", "us" or "the firms".
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  1. The debt settlement program typically last between 6 months to 4 years time.
  2. At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
  3. Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
  4. Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
  5. That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest;
  6. Savings a customer realizes from use of a debt-relief service may be taxable income.
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