If you want your creditor to remove inquiry from your credit report, then you need to ask them to remove such inquiries.
Here is a sample letter to request the creditor to get the inquiries removed from your credit report:
Your Name
Your Address
Your Phone
Creditor's Name
Creditor's Address
Date
Dear Sir,
Re: Account Number ___________
This is to bring to your notice that my credit report shows an inquiry from your company, which I do not understand. As far as I know you are not permitted to inquire about any of my debt amounts without my authorization.
The presence of such items on my credit report is likely to affect my credit worthiness and hamper my chances of acquiring new credit. Therefore, I request that you remove this inquiry from my credit report immediately.
Please forward a written document stating that you have accepted my request.
I am expecting an early response from you.
Sincerely,
Your Signature______________________
Your Name_________________________
FREE Counseling
Already helped 9858 people to start a debt free life