Letter to Follow up your Initial Contact with Credit Bureaus
If you have not received any response from the credit bureau after initial contact, you should send a follow-up letter to the credit bureaus.
Here is a sample of a follow-up letter:
Your Name
Your Address
Credit Bureau's Name
Credit Bureau's Address
Date
Dear Sir/Madam,
This is to formally notify that you have failed to respond to my dispute letter dated________________within 30 days after you have received the letter.
According to the Federal law, you are required to respond within 30 days after receiving the dispute letter; otherwise you will be in violation of the Fair Credit Reporting Act and may be investigated by the Federal Trade Commission.
I understand that you may have misplaced my letters or may have overlooked my letter amidst the many other dispute letters that you receive daily. However, I am sure you will respond to my request and help me out as soon as possible.
I have enclosed a copy of my initial dispute letter, a copy of the return receipt that you had signed on, and copies of the required documents proving that the following information was inaccurately placed on my credit report:
[Insert the inaccurate information]
Please verify the above information and inform me at your earliest convenience.
Sincerely,
[Your Signature]
[Your Name]
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