Are you getting repeatedly harassed by abusive phone calls and collection attempts by scamming debt collectors? Then, a Cease and Desist Letter can help you.
Here is a sample of a Cease and Desist Letter you can use:
Pursuant to the Fair Debt Collection Practices Act, I am asking you to cease all communication with me and my acquaintances as well as cease all your collection efforts in relation to the account referenced above. I would prefer to deal with the original creditor and not with a collection agency.
Should you refuse to comply with my request, I will lodge complaint with the Federal Trade Commission and the (insert your state name) Attorney General’s Office. I will also pursue civil and criminal claims against your agency under the provisions of FDCPA and state consumer protection regulations.
I hope you will pay heed to my request and give this letter all the attention it deserves.