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Introduction:
Oak View Law Group is a law firm registered with the California Bar Association & accredited by Better Business Bureau

Problem:
BG had two Payday loans of $800 & $ 450.

Creditor I – National Payday Advance, LLC
Pattie called & spoke to the creditor, who was initially rude & was not willing to go for a settlement. Further negotiations, brought the creditor to offer settlements of: 1) 51 %( $140.25 out of 275) & 2)82 %( $225, 3 installments of $75 each month). Finally on the 04-14-09 the creditor offered a settlement of $240 payable in 4 installments. The client agreed to this & the settlement was accepted. The first installment of $60 was made on 5/20/2009 & the final installment of $60 was made on 8/20/2009.

Creditor II – Interim Cash Ltd
The total outstanding on this account was $800. Initially the creditor offered a settlement of $275 payable in 4 instalments. It was finally agreed by both parties that the $ 275 would be paid in 4 installments of 1st installment of $40, 2nd installment of $69, 3rd installment of $69 & 4th installment of $97. After reaching the settlement agreement, the creditor confirmed that they would get back with the settlement letter; however there was no response from them. Pattie tried contacting the creditor but was unable to do so. Finally after about 10 days Pattie was able to get in touch with the creditor who in turn was rude & was not ready to send the new agreed upon settlement letter. They stated that they did not want to work out any settlement with us nor did they want any payments from our side. On the 09-02-2009 the customer decided to remove the creditor from her list of creditors.