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Home > Case Studies > Case 19

Introduction:
Oak View Law Group is a law firm registered with the California Bar Association & accredited by Better Business Bureau.

Problem:
On speaking with GM, we were given an insight to the events which led to his life being filled with debt. Total debt: $8044.96. He had one creditor Washington Mutual.

Analysis:
After careful analysis by Keith Robinson, the client intake associate, he was able to construct a plan that would be suitable for the customer. This was able to project a way which would help GM get relief from his debt. A suitable debt settlement plan was drawn up for him.

Plan of action:
GM was required to make & monthly payment of $150, toward the trust fund, from which we would later use the money to settle his debts. He agreed to this monthly payment of $150. With a new filled confidence GM enrolled with OVLG on 09/30/2008.

Implementation:
Once GM enrolled with OVLG, his case file was transferred to Andrew, who would work with GM as his Client Relationship Manager.

Results:
Once the customer enrolled, the Limited Power of Attorney was sent to the creditor informing them that OVLG would now be representing the client & that all further communication should be directed toward us. Got information updated to our office communication address & numbers. Andrew started negotiating on the outstanding balance of $8044.86. WAMU came up with a settlement offer of $3670. This was payable in one installment. The client accepted this offer & the payment made on the 4/17/2009.

Conclusion:
Due to OVLG’s timely advice & GM’s determination to be debt free, we were successful in helping the client be rid of his debt within 7 months.

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Our Attorneys will help you choose the right debt relief option from the following using unique waterfall approach.


  • Debt management
  • Debt settlement
  • Chapter 13 Bankruptcy, or
  • Chapter 7 bankruptcy
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