2011 is past now! The happy bells of 2012 have already started ringing. However, are you thinking of adding a new and glittering credit card to your arsenal this 2012? Below are 10 tips for obtaining a brand new credit card this year and not mishandling it. 1) Know the earth below your feet: Like [...]

You may try hard, but you can’t help racking up credit card debt over the holidays. It’s just unavoidable. Therefore, you should put in place a solid plan to shed off that debt as early as possible. According to a survey conducted by the American Research Group, Americans are expected to spend $646 on average [...]

Living a debt-free life has become somewhat impossible these days. Today, most of us easily default on our monthly mortgage bills, student loans and other utility bills. The reason being that we have let debt go out of our control. We have lavishly exploited our credit cards to the fullest not knowing what was going [...]

Do your credit card debts die with you or pursue you into the tomb? Or, can they reappear to trouble your heirs? However, a lot of factors determine this. Among the factors the simplest part is, if the card was only yours with no joint account holders, the debt is utterly yours. If somebody dies, [...]

Credit card in the recent times has somehow become a part of life; no matter to what extent it is despised. It is more of a habit nowadays and very difficult to change for that matter. The problem is actually not with the credit card you own but with its improper usage. If the card [...]