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	<title>Oak View Law Group Blog</title>
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		<title>Debt collectors patches up with the FTC and oaths not to pose as Ed McMahon anymore</title>
		<link>http://www.ovlg.com/blog/debt-collectors-patches-up-with-the-ftc-and-oaths-not-to-pose-as-ed-mcmahon-anymore/</link>
		<comments>http://www.ovlg.com/blog/debt-collectors-patches-up-with-the-ftc-and-oaths-not-to-pose-as-ed-mcmahon-anymore/#comments</comments>
		<pubDate>Wed, 16 May 2012 13:36:30 +0000</pubDate>
		<dc:creator>Steven</dc:creator>
				<category><![CDATA[Attorneys-Lawyers]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[Federal Trade Commission]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[Ed McMahon]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/blog/?p=13064</guid>
		<description><![CDATA[The Federal Trade Commission (FTC) and few defendants have ultimately arrived at a mutual settlement in a debt collection practice, after the FTC had filed a complaint and alleged that the accused knew very well, or should have known that some of the magazine subscriptions on which they were trying to collect were invalid. Again, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>College debt: Still a worthy gamble?</title>
		<link>http://www.ovlg.com/blog/college-debt-still-a-worthy-gamble/</link>
		<comments>http://www.ovlg.com/blog/college-debt-still-a-worthy-gamble/#comments</comments>
		<pubDate>Mon, 07 May 2012 11:55:48 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[college debt]]></category>
		<category><![CDATA[college education]]></category>
		<category><![CDATA[Student debt]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/blog/?p=13045</guid>
		<description><![CDATA[As time is moving on, college education in the US is becoming more and more unaffordable. Finaid.org, website on financial aid information, reports that the average college tuition cost is growing at approx. three times the rate of inflation. Consequently, the portion of college costs that the federal Pell grants wrap is reducing. Lauren Asher, [...]]]></description>
		<wfw:commentRss>http://www.ovlg.com/blog/college-debt-still-a-worthy-gamble/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>6 Smart tips to allot cash when broke</title>
		<link>http://www.ovlg.com/blog/6-smart-tips-to-allot-cash-when-broke/</link>
		<comments>http://www.ovlg.com/blog/6-smart-tips-to-allot-cash-when-broke/#comments</comments>
		<pubDate>Tue, 01 May 2012 08:02:13 +0000</pubDate>
		<dc:creator>Deborah</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[Allot cash]]></category>
		<category><![CDATA[Broke]]></category>
		<category><![CDATA[Smart tips]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/blog/?p=13039</guid>
		<description><![CDATA[Several reasons can join hands together to make a hole in your wallet and let you experience a serious lack of cash. It is always hard to prepare a family budget with the little bit of cash you have on hand. You might be questioning, “How did I get into this mess?” and perhaps you [...]]]></description>
		<wfw:commentRss>http://www.ovlg.com/blog/6-smart-tips-to-allot-cash-when-broke/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Obama calls for student debt let off</title>
		<link>http://www.ovlg.com/blog/obama-calls-for-student-debt-let-off/</link>
		<comments>http://www.ovlg.com/blog/obama-calls-for-student-debt-let-off/#comments</comments>
		<pubDate>Wed, 25 Apr 2012 04:01:23 +0000</pubDate>
		<dc:creator>Rose</dc:creator>
				<category><![CDATA[debt relief]]></category>
		<category><![CDATA[Let off]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[Student debt]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/blog/?p=13027</guid>
		<description><![CDATA[President Obama, in an attempt to woo the youth in November’s election, is trying to compel lawmakers to cease the doubling of interest rates on some student loans, which is the second largest source of consumer debt in the nation after home mortgages. Rates on some of the student loans that are backed by the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>7 Exclusive tips to cope with debt trauma and anxiety</title>
		<link>http://www.ovlg.com/blog/7-exclusive-tips-to-cope-with-debt-trauma-and-anxiety/</link>
		<comments>http://www.ovlg.com/blog/7-exclusive-tips-to-cope-with-debt-trauma-and-anxiety/#comments</comments>
		<pubDate>Thu, 12 Apr 2012 09:22:52 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[anxiety]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt trauma]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/blog/?p=13013</guid>
		<description><![CDATA[Are you seeing a gloomy future as of your swelling debt burdens? Are you thinking to make an escape leaving all the worries behind? When you get into debt and struggle to get out of it, you often become anxious; and the overwhelming stress and tension can lead your toward depression. Let’s take a look [...]]]></description>
		<wfw:commentRss>http://www.ovlg.com/blog/7-exclusive-tips-to-cope-with-debt-trauma-and-anxiety/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 Innovative ways to track your debt</title>
		<link>http://www.ovlg.com/blog/3-innovative-ways-to-track-your-debt/</link>
		<comments>http://www.ovlg.com/blog/3-innovative-ways-to-track-your-debt/#comments</comments>
		<pubDate>Thu, 05 Apr 2012 06:09:15 +0000</pubDate>
		<dc:creator>Nina</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[track debt]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/blog/?p=13005</guid>
		<description><![CDATA[Debt &#8211; you never want to think about this four-letter word. But if you are trying not to think about it, trying to live in the state of oblivion, or if you’re not keeping track of your debt, then you’re perhaps not getting closer to become debt free. If you want to pay off your [...]]]></description>
		<wfw:commentRss>http://www.ovlg.com/blog/3-innovative-ways-to-track-your-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Concerns before getting a credit card with an annual fee</title>
		<link>http://www.ovlg.com/blog/5-concerns-before-getting-a-credit-card-with-an-annual-fee/</link>
		<comments>http://www.ovlg.com/blog/5-concerns-before-getting-a-credit-card-with-an-annual-fee/#comments</comments>
		<pubDate>Fri, 30 Mar 2012 12:32:39 +0000</pubDate>
		<dc:creator>Deborah</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[annual fee]]></category>
		<category><![CDATA[new credit card]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/blog/?p=12996</guid>
		<description><![CDATA[There is no doubt that nowadays most of the credit card providers are increasing the annual fees on their cards. However, there are still many cards where no annual fee is needed. Therefore, if you sign up for a new card with an annual fee, make sure the benefits are worth the cost. After the [...]]]></description>
		<wfw:commentRss>http://www.ovlg.com/blog/5-concerns-before-getting-a-credit-card-with-an-annual-fee/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Interesting things that never damage your credit score</title>
		<link>http://www.ovlg.com/blog/5-interesting-things-that-never-damage-your-credit-score/</link>
		<comments>http://www.ovlg.com/blog/5-interesting-things-that-never-damage-your-credit-score/#comments</comments>
		<pubDate>Thu, 22 Mar 2012 11:55:30 +0000</pubDate>
		<dc:creator>Paula</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Credit score]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/blog/?p=12990</guid>
		<description><![CDATA[If you lose your job and/ or barren your bank account, you won’t see a blow to your credit score. Even if you refuse to pay for your rented house, your credit score won’t feel any negative effect. As long as you’re paying your bills on time, you should not be worried about your credit [...]]]></description>
		<wfw:commentRss>http://www.ovlg.com/blog/5-interesting-things-that-never-damage-your-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What happens to debt and judgments if you leave the U.S.?</title>
		<link>http://www.ovlg.com/blog/what-happens-to-debt-and-judgments-if-you-leave-the-u-s/</link>
		<comments>http://www.ovlg.com/blog/what-happens-to-debt-and-judgments-if-you-leave-the-u-s/#comments</comments>
		<pubDate>Fri, 16 Mar 2012 05:59:28 +0000</pubDate>
		<dc:creator>Rose</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[judgment]]></category>
		<category><![CDATA[leave US]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/blog/?p=12973</guid>
		<description><![CDATA[What is the significance of a judgment if the debtor has left the US? Can a judgment be enforced in a foreign land? If you go on addressing the first issue, we should initially discuss whether or not a debt contract is enforceable outside the US. The answer is simply ‘No’. Again, if a U.S. [...]]]></description>
		<wfw:commentRss>http://www.ovlg.com/blog/what-happens-to-debt-and-judgments-if-you-leave-the-u-s/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>9 US cities where consumers have successfully cut their debts</title>
		<link>http://www.ovlg.com/blog/9-us-cities-where-consumers-have-successfully-cut-their-debts/</link>
		<comments>http://www.ovlg.com/blog/9-us-cities-where-consumers-have-successfully-cut-their-debts/#comments</comments>
		<pubDate>Thu, 08 Mar 2012 10:15:22 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[consumer debts]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[cut debt]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/blog/?p=12938</guid>
		<description><![CDATA[Did you know the cites in America that have been trying hard to do the toughest trade? The trade of cutting down their credit card debts? The consumers in the states, where recession did hit most badly, have been trying their best to bring down their credit card usages and the outstanding balances. Below find [...]]]></description>
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		<slash:comments>0</slash:comments>
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