Lufkin, Texas – After receiving over 100 phone calls, a Nacogdoches County man has dragged a debt collection agency into court for creditor harassment as per the Fair Debt Collection Practices Act (FDCPA). The name of the collection agency is Portfolio Recovery Associates, against whom Terry Morris filed a lawsuit on January 17 in the [...]

‘Death’ is a universal truth and inevitable. You may try but can’t escape from the claws of death. Whenever someone dies, often the family members start thinking about his or her unpaid mortgage bills, auto loan, credit card bills, unpaid income taxes and other debts. The answer is that the debts become a part of [...]

Nowadays, it’s very easy for anyone to acquire huge amount of debt over a short period. The skyrocketing costs of schooling, maintaining a family, medication and a variety of other expenses are pushing you more toward debt and turning your life into hell. Now, to maintain these expenses, you start using your credit cards or [...]

2011 is past now! The happy bells of 2012 have already started ringing. However, are you thinking of adding a new and glittering credit card to your arsenal this 2012? Below are 10 tips for obtaining a brand new credit card this year and not mishandling it. 1) Know the earth below your feet: Like [...]

You may try hard, but you can’t help racking up credit card debt over the holidays. It’s just unavoidable. Therefore, you should put in place a solid plan to shed off that debt as early as possible. According to a survey conducted by the American Research Group, Americans are expected to spend $646 on average [...]