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	<title>Oak View Law Group Blog &#187; Credit Card</title>
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		<title>8 Tips to wisely handle credit card debt in 2012</title>
		<link>http://www.ovlg.com/blog/8-tips-to-wisely-handle-credit-card-debt-in-2012/</link>
		<comments>http://www.ovlg.com/blog/8-tips-to-wisely-handle-credit-card-debt-in-2012/#comments</comments>
		<pubDate>Sun, 08 Jan 2012 08:38:24 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[credit card debt 2012]]></category>
		<category><![CDATA[Credit card debts]]></category>
		<category><![CDATA[debt]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/blog/?p=12838</guid>
		<description><![CDATA[2011 is past now! The happy bells of 2012 have already started ringing. However, are you thinking of adding a new and glittering credit card to your arsenal this 2012? Below are 10 tips for obtaining a brand new credit card this year and not mishandling it. 1) Know the earth below your feet: Like [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Do Your Credit Card Debts Fade Away If You Die</title>
		<link>http://www.ovlg.com/blog/do-your-credit-card-debts-fade-away-if-you-die/</link>
		<comments>http://www.ovlg.com/blog/do-your-credit-card-debts-fade-away-if-you-die/#comments</comments>
		<pubDate>Fri, 22 Jul 2011 12:12:22 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit card debts]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/blog/?p=12483</guid>
		<description><![CDATA[Do your credit card debts die with you or pursue you into the tomb? Or, can they reappear to trouble your heirs? However, a lot of factors determine this. Among the factors the simplest part is, if the card was only yours with no joint account holders, the debt is utterly yours. If somebody dies, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Removing Late Payments from your Credit Card is Important</title>
		<link>http://www.ovlg.com/blog/removing-late-payments-from-your-credit-card-is-important/</link>
		<comments>http://www.ovlg.com/blog/removing-late-payments-from-your-credit-card-is-important/#comments</comments>
		<pubDate>Thu, 25 Nov 2010 10:52:14 +0000</pubDate>
		<dc:creator>Deborah</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[credit card mistakes]]></category>
		<category><![CDATA[Credit score]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/blog/?p=8511</guid>
		<description><![CDATA[Maintaining a good credit report is very important if you want to retain your ability to get more loans in the future. If you can manage to pay your credit card accounts timely it can improve your credit report. Normally 30 percent of your FICO credit score are based on the payments you make. If [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How does Credit Card Debt Settlement differ from Credit Counseling?</title>
		<link>http://www.ovlg.com/blog/credit-card-debt-settlement-vs-credit-counseling/</link>
		<comments>http://www.ovlg.com/blog/credit-card-debt-settlement-vs-credit-counseling/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 11:41:11 +0000</pubDate>
		<dc:creator>Deborah</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit card debt settlement]]></category>
		<category><![CDATA[Credit card debts]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/blog/?p=3311</guid>
		<description><![CDATA[Are you overwhelmed with credit card bills? Are you confused about the influences of various debt relief programs like that of debt settlement and credit counseling? If it is so then this article might clear your maze of doubts! CREDIT CARD DEBT SETTLEMENT: Credit card debt settlement programs are highly effective in reducing your debts [...]]]></description>
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		<title>Does Having Too Many Credit Cards Hurt Your Score?</title>
		<link>http://www.ovlg.com/blog/does-having-too-many-credit-cards-hurt-your-score/</link>
		<comments>http://www.ovlg.com/blog/does-having-too-many-credit-cards-hurt-your-score/#comments</comments>
		<pubDate>Fri, 18 Jun 2010 20:05:27 +0000</pubDate>
		<dc:creator>Steven</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit card debt settlement]]></category>
		<category><![CDATA[Credit card debts]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/blog/?p=3071</guid>
		<description><![CDATA[There are often misconceptions regarding the effects of your innumerable accounts on your credit score. It has been seen that a relation certainly exists but it is not that far fetched as reported by the experts. There are no written records specifying the fact altogether. It actually depends on various other factors and circumstances as [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Credit Card Debt Negotiation</title>
		<link>http://www.ovlg.com/blog/credit-card-debt-negotiation/</link>
		<comments>http://www.ovlg.com/blog/credit-card-debt-negotiation/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 07:25:58 +0000</pubDate>
		<dc:creator>Steven</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit card debts]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/content/?p=1361</guid>
		<description><![CDATA[A large number of people across the globe face a menace called credit card debt. Do you find yourself in a similar situation? An intelligent credit card debt negotiation might do the trick for you. Read on to ensure that you have the right ideas before entering a credit card debt negotiation. Question: Does credit [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Should you consolidate your credit card debt?</title>
		<link>http://www.ovlg.com/blog/consolidate-credit-card-debt/</link>
		<comments>http://www.ovlg.com/blog/consolidate-credit-card-debt/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 12:46:09 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[credit card debt consolidation]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/content/?p=1311</guid>
		<description><![CDATA[Do you think credit card debt consolidation is the best option to get out of the credit card debt? Do you have any other alternative? Find out in this article...]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Practical Tips for Paying Down an existing Credit Card Debt</title>
		<link>http://www.ovlg.com/blog/practical-tips-for-paying-down-an-existing-credit-card-debt/</link>
		<comments>http://www.ovlg.com/blog/practical-tips-for-paying-down-an-existing-credit-card-debt/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 11:02:56 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit card debts]]></category>
		<category><![CDATA[debt repayments]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/content/?p=731</guid>
		<description><![CDATA[Do not consolidate credit card debt with a home equity loan/line. It can be tempting &#8212; the rates are usually lower, and the interest may be tax deductible. However, home equity loans are secured debt, while credit card debts are usually unsecured. If you do not pay an unsecured debt &#8212; you have a bad [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Steps to Credit Card Recovery</title>
		<link>http://www.ovlg.com/blog/steps-to-credit-card-recovery/</link>
		<comments>http://www.ovlg.com/blog/steps-to-credit-card-recovery/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 10:54:56 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
				<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/content/?p=681</guid>
		<description><![CDATA[As with any other problem or addiction, the first step towards curing credit card debt problems is simply admitting that they do exist. Even if the debt is the result of a situation beyond ones control, such as an illness, job loss, divorce, or other crisis, one still needs to admit that he is in [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Advice on consequences of credit card default</title>
		<link>http://www.ovlg.com/blog/advice-on-consequences-of-credit-card-default/</link>
		<comments>http://www.ovlg.com/blog/advice-on-consequences-of-credit-card-default/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 15:46:12 +0000</pubDate>
		<dc:creator>Nina</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[credit card mistakes]]></category>

		<guid isPermaLink="false">http://www.ovlg.com/content/?p=203</guid>
		<description><![CDATA[1. If you fail to pay your credit card bills, what are the consequences and how long will your credit score be affected. If one fails to pay their credit card bills, the lenders will report the payments to the major consumer Credit bureaus like Experian, Equifax, and Trans Union. After 5 to 6 months, [...]]]></description>
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