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West Virginia Bankruptcy

Exemption Court
West Virginia Bankruptcy Exemption
Homestead:
Homestead exemption is up to $ 25,000 including a cooperative used as a residence by debtor or a dependent.

Automobile:
One motor vehicle up to the extent of $ 2,400.

Personal Property:
Chosen personal property up the extent of $ 800.

Household Goods:
Furniture, toys, animals, appliances, books and wearing apparel, musical instruments are exempted up to the exempt of $ 8,000 aggregate and $ 400 per item.

Life insurance:
Accrued interest on any unmatured life interest wherein the insured is the debtor or a person of whom the debtor is dependent are exempted up the extent of $ 8,000.

Professional tools:
Professional books and tools of trade are exempted up to the extent of $ 1,500.

Jewelry:
Jewelry held primarily for personal, family is exempted up to the extent of $ 1,000.

Personal Injury:
Payments on account of personal injury is exempted up to $ 15,000 wherein pain and sufferings are not included.

Alimony or Support:
Alimony or support maintenance is exempted up to a reasonable extent.

Total or Absolute Exemptions for:
  • Professionally prescribed health aids of debtor or dependents.
  • Social security benefits.
  • Unemployment compensation.
  • Public assistance benefits.
  • Veteran's benefit.
  • Disability benefits.
  • Fire insurance proceeds for coverage of exempt properties.
  • Unemployment compensation benefits.
  • Disability insurance benefits.
  • Illness benefits.
  • Unemployment compensation benefits.
  • Crime victim's reparation law awards.

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